Electronic Funds Transfer Specialist
Company: United Nations Federal Credit Union
Location: Astoria
Posted on: June 27, 2025
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Job Description:
This role is ideal for someone who has an uncanny ability to
make prudent decisions independently. You will process Automatic
Clearing House (ACH) debits and credit origination instructions,
post received ACH debits and credits, and associated exceptions in
accordance with NACHA guidelines. Receive and process proprietary
manual payroll processing received from UN agencies. Assist with
internal check processing as required. Ensure compliance with
federal and state laws and regulations and UNFCU’s Code of Ethics &
Business Conduct. This position is hybrid. Expected work hours are
10:15AM - 6:45PM EST. NYC Salary range: $55,000 - $58,000 annually;
compensation is commensurate to geographic location. Regardless of
seniority or role, uphold UNFCU’s mission, core values, and guiding
principles by providing an exceptional service experience to
colleagues and members alike through consistent demonstration of
our service excellence behaviors. Process ACH debit and credit
originations and/or receipts though the US low-value clearing
network. Initiate Notification of Changes (NOCs) as it pertains to
original ACH transactions and process any returns. Verify, post,
and balance all ACH transactions and complete reconciliations of
ACH transactions and general ledger postings. Provide assistance
with inquiries regarding ACH transactions. Process items daily
through in-house manual payroll solution for external UN agencies
not currently using an ACH or wire transfer solution. Perform
verification of incoming and outgoing ACH files on a daily basis.
Ensure file transmission is properly scheduled and received by our
ACH Operator. This includes ACH origination and return files.
Assist with EFT related inquiries from management, internal
colleagues and/or members. Monitor group mailboxes as assigned and
respond in a timely, clear and concise manner. Assist management
with fact-finding, data mining and operational efficiency
initiatives upon request. Assist as needed with check processing,
including posting/returning of inclearing checks, deposited check
imaging, and foreign check collection. Follow departmental
guidelines regarding verification procedures, posting, exception
handling, and return handling. Provide assistance with inquiries
regarding check transactions. Coordinate with Accounting to resolve
erroneous postings between internal General Ledger accounts and
member accounts. Create daily reconciliation sheets for EFT
activities and deliver to Accounting for prior-day processing.
Notify Accounting of posting adjustments (e.g. manual returns,
check adjustments) that will impact General Ledger balancing.
Ensure all forms received from members are processed in a timely
manner (e.g. Stop Payment, Unauthorized ACH Debit and/or Payroll
Allocation). 3 years of ACH origination/receipt processing with an
industry-standard ACH processing application (e.g. PEP or ACHPlus)
experience Excellent decision-making skills Demonstrated ability to
problem solve and is solution-oriented Excellent interpersonal
skills and detail-oriented Intermediate MS Office skills
Associate's degree
Keywords: United Nations Federal Credit Union, New Britain , Electronic Funds Transfer Specialist, Accounting, Auditing , Astoria, Connecticut
